Being hit by an uninsured driver feels like a nightmare, but you still have options for recovery. Louisiana requires all drivers to carry insurance, but unfortunately, many people drive without it.

Your first option is your own uninsured motorist coverage. If you have this coverage, which is often required in Louisiana, it acts as a substitute for the other driver’s missing insurance. However, uninsured motorist claims can be complicated because you’re essentially filing a claim against your own insurance company.

Your insurance company may try to minimize your claim or dispute fault, even though their own insured wasn’t responsible for the accident. They might argue you were partially at fault or that your injuries aren’t as severe as you claim.

We help clients navigate these complex claims by gathering evidence, working with medical experts, and negotiating with insurance companies who know we’ll take the case to court if necessary. Even when the other driver has no insurance, Louisiana law still provides ways to recover compensation for your injuries and damages.

Don’t assume you’re out of luck because the other driver was uninsured. Contact us to review your coverage and explore all available options.